Azalea City Mortgage Inc. – Your Trusted Mortgage Experts

The Azalea City Mortgage Inc. Team is your premier mortgage team located in Mobile, AL. Azalea City Mortgage Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Mobile area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

 

At Azalea City Mortgage Inc., the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.

 

Although Azalea City Mortgage Inc. is located in Mobile, it offers unparalleled mortgage and refinance service to clients throughout the Great State of Alabama!

What our clients are saying

  • Lance was great to work with and so helpful with buying our first home. He was quick with responding and answering all of my questions and made the process extremely... read more

    Bryce De La Cruz Avatar Bryce De La Cruz
    August 15, 2025

    Lance and Denise at Azalea City Mortgage were outstanding and so helpful in getting us our first home! He answered every question we needed!

    Jonathon Blanchard Avatar Jonathon Blanchard
    June 6, 2025

    Was a really great experience working with Lance Ward. He helped me every step of the way with buying my first home. Could not have asked for better... read more

    Conner Belcher Avatar Conner Belcher
    June 6, 2025

    This is my second loan experience with Lance at Azalea City Mortgage and I hope to have many more! Lance is transparent and works diligently on his customers loans while... read more

    Mary Ward Avatar Mary Ward
    April 6, 2025
  • Lance helped make my first time home buying experience virtually stress free! Very informative and always had an answer to the many questions I had.

    Kaleb Martin Avatar Kaleb Martin
    March 6, 2025

    Lance is wonderful and so easy to work with! He was always one call or text away if we had any questions.

    Chloe Keith Avatar Chloe Keith
    March 6, 2025

    Lance Ward made the lending process as easy as possible. He anticipated my concerns and addressed these concerns with great communication all through the process. His great... read more

    Diesel Man Avatar Diesel Man
    December 6, 2024

    Lance Ward was very professional, knowledgeable, courteous and immensely helpful while going through my loan process. He was able to secure a low interest rate for me. Highly recommend.

    Donna Hansel Avatar Donna Hansel
    November 6, 2024
  • Lance was a pleasure to work with. He made the entire loan process very easy and quick to closing.

    Steven Stuart Avatar Steven Stuart
    September 6, 2024

    Over the course of my military career I have owned multiple homes and worked with a different mortgage lender each time. NO ONE has ever come close to providing the... read more

    Brandon Wiggins Avatar Brandon Wiggins
    September 6, 2024

    Lance is awesome! He worked really hard at researching and presenting the various loan options for people in my situation. I've dealt with other mortgage companies in the... read more

    Bob Avatar Bob
    August 6, 2024

    This was the first time I bought a house and had multiple questions about the process. Lance Ward and the people at Azalea City Mortgage did a great job in... read more

    Cole Johnson Avatar Cole Johnson
    August 6, 2024
  • Thank you so much Lance for helping us with the purchase of our new home. You can tell how dedicated you are to your job and you make your clients... read more

    Heather Lander Avatar Heather Lander
    August 6, 2024

    Lance has been nothing but kind, informative, and helpful! The whole team is truly incredible. We can confidently say the home buying process would not have been possible without Azalea... read more

    Bailey Farran Avatar Bailey Farran
    August 6, 2024

    We worked with Lance on the purchase of our new home. We had a lot of Obstacles along the way due to the original sellers we were working with But... read more

    Shanna Cranmore Avatar Shanna Cranmore
    August 6, 2024

    Very friendly and always there to help no matter what time it was!! Lance is the best!

    Darrell Brech Avatar Darrell Brech
    August 6, 2024
  • Lance at Azalea City was very knowledgeable, patient, and always responded promptly. He answered all of our questions and guided us through the process of buying our first home. Highly... read more

    Summer Bayles Avatar Summer Bayles
    August 6, 2024

    Lance and his team made our home buying process a breeze! Quick responses, patient and professional at every step. We HIGHLY recommend if you are looking for a team that... read more

    You Again Avatar You Again
    August 6, 2024

    Lance and Denise were wonderful! They were patient during the house hunting process and answered all the questions the new home buyers had. At closing, everything was ready... read more

    Michelle Hurdle Avatar Michelle Hurdle
    August 6, 2024

    Lance Ward was great to work with during our home buying process! He answered all of our questions quickly and was always available to talk. If we ever buy a... read more

    Rachel Lawson Avatar Rachel Lawson
    August 6, 2024
  • Mr Lance ward and Ms. Denise are the best of the best. I would recommend them 10 out of 10 !!! They took our impossible and made it possible!! With our... read more

    John McCants Avatar John McCants
    August 6, 2024

    Mr.Lance went above and beyond to ensure that we had a smooth, successful process! Thank you sir!

    Zachary Lewis Avatar Zachary Lewis
    August 6, 2024

    Thankfully, I've experienced a very easy, straightforward process when buying my first home with Lance at Azalea City. He was always available to answer and explain any questions or concerns... read more

    Melissa Limoges Avatar Melissa Limoges
    August 6, 2024

    Lance was easy to work with and so helpful in the home buying process. Highly recommend him!

    Abbie Lincecum Avatar Abbie Lincecum
    August 6, 2024
  • SATISFIED!!! OVERWHELMED!!! EXCEEDED EXPERIENCE!!!! EXCEEDED EXPECTATIONS!!! All of these words come to mind when expressing gratitude to Mr Lance and Mrs Denise along with their company Azalea City Mortgage. They... read more

    Jennifer McCants Avatar Jennifer McCants
    August 6, 2024

    Lance and his team at Azalea City Mortgage did an awesome job of handling our mortgage! They were able to offer buydown points at a rate that was way cheaper... read more

    David Wentworth Avatar David Wentworth
    August 6, 2023

    Lance and his team are amazing. Their knowledge of the process, attention to detail and quick actions saved me lots of money. They provided exceptional customer service from start... read more

    Kevin Crutchfield Avatar Kevin Crutchfield
    August 6, 2023

    Wouldn't use anymore else.

    Bennie Howard Avatar Bennie Howard
    August 6, 2023
  • Lance and his team were so easy to work with going through the mortgage process. They answered all of my questions quickly and helped my husband and I get a... read more

    Stephanie Ferro Avatar Stephanie Ferro
    August 6, 2023

    The experience with Lance and his team was so smooth. My Husband and I was inform from the beginning of our options and once we moved forward the process was... read more

    Lashelle Ezell Avatar Lashelle Ezell
    August 6, 2023

    Azalea City Mortgage was the third mortgage company we called, and the only company that made us feel like we could actually become homeowners. We were first time home buyers... read more

    DeEtta Brown Avatar DeEtta Brown
    August 6, 2023

    I have purchased two houses and both times I used Azalea City Mortgage. Lance Ward is fantastic and made the purchase as easy as possible. He's very responsive to questions... read more

    HM Avatar HM
    August 6, 2023

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.


FHA Loans

VA Loans

Conventional Loans

Home Refinance Loans

Jumbo Home Loans

Home Purchase Loans