Azalea City Mortgage Inc. – Your Trusted Mortgage Experts
The Azalea City Mortgage Inc. Team is your premier mortgage team located in Mobile, AL. Azalea City Mortgage Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Mobile area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
At Azalea City Mortgage Inc., the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.
Although Azalea City Mortgage Inc. is located in Mobile, it offers unparalleled mortgage and refinance service to clients throughout the Great State of Alabama!
What our clients are saying
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As a first-time homebuyer, I couldn’t have asked for a better mortgage lender! Lance made the entire process smooth, kept me informed every step of the way, and were always... read more quick to answer my questions. I truly appreciate all of their hard work and highly recommend them to anyone looking to buy a home. Thank you for helping make our dream of homeownership a reality!
Cameron Colburn
July 9, 2026I was very pleased with the service provided from Lance with Azalea City Mortgage. This was my first house and not only was he very informative and transparent during the... read more process from pre-approval to closing, he made sure things when efficiently and stayed on track for a smooth closing. Ten out of ten recommend.
Brayden Mims
July 6, 2026Lance & his team at Azalea City Mortgage made our home buying experience easy and dare I say, enjoyable! I would recommend them to anyone looking for a home buying... read more lender. Easiest 5 star review I’ve ever given!
Jaclyn Robinson
May 27, 2026Lance and his team were a great help through the whole process of my refinance. Any questions I had he responded quickly and kept things moving along. Absolutely the best... read more and highly recommend Azalea City Mortgage to anyone buying or wanting to refinance your home. Thank y’all again
Talina Breckenridge
May 15, 2026 -
Nothing but good things to say! Lance and his team really put up with a lot of headaches during my family’s home buying journey. Always quick to respond and offer... read more advice. Worked magic on my loan rate too. I will definitely recommend them to everyone!
Thomas
May 8, 2026Matthew Tate
September 18, 2025I used Azalea City Mortgage for my home loan. Lance Ward was my agent, and he did a top notch job. He was readily available and walked me through the... read more entire process, and he was very knowledgeable. They had the lowest interest rates after I shopped around, and Lance saved me a ton of money. He gave me various options as far as which finance plan fit my situation. I couldn’t have asked for a better mortgage loan experience.
Timmer Hale
September 9, 2025 -
Lance was great to work with and so helpful with buying our first home. He was quick with responding and answering all of my questions and made the process extremely... read more easy for us. I would 100% recommend him to anyone!
Bryce De La Cruz
August 11, 2025Lance and Denise at Azalea City Mortgage were outstanding and so helpful in getting us our first home! He answered every question we needed!
Jonathon Blanchard
June 6, 2025 -
Lance and Denise at Azalea City Mortgage were outstanding and so helpful in getting us our first home! He answered every question we needed!
Jonathon Blanchard
May 20, 2025This is my second loan experience with Lance at Azalea City Mortgage and I hope to have many more! Lance is transparent and works diligently on his customers loans while... read more making the process as smooth as possible. I would recommend him to anyone in the process of buying a home!
Mary Ward
April 6, 2025This is my second loan experience with Lance at Azalea City Mortgage and I hope to have many more! Lance is transparent and works diligently on his customers loans while... read more making the process as smooth as possible. I would recommend him to anyone in the process of buying a home!
Mary Ward
March 21, 2025 -
Lance is wonderful and so easy to work with! He was always one call or text away if we had any questions.
Chloe Keith
March 6, 2025Lance helped make my first time home buying experience virtually stress free! Very informative and always had an answer to the many questions I had.
Kaleb Martin
February 21, 2025Lance is wonderful and so easy to work with! He was always one call or text away if we had any questions.
Chloe Keith
February 21, 2025Lance Ward made the lending process as easy as possible. He anticipated my concerns and addressed these concerns with great communication all through the process. His great... read more advice and knowledge got me a low interest rate and saved me lots of money. He's very knowledgeable and a great communicator. I highly recommend Lance for your lending needs.
Diesel Man
December 6, 2024 -
Lance Ward made the lending process as easy as possible. He anticipated my concerns and addressed these concerns with great communication all through the process. His great... read more advice and knowledge got me a low interest rate and saved me lots of money. He's very knowledgeable and a great communicator. I highly recommend Lance for your lending needs.
Diesel Man
November 21, 2024Lance Ward was very professional, knowledgeable, courteous and immensely helpful while going through my loan process. He was able to secure a low interest rate for me. Highly recommend.
Donna Hansel
November 6, 2024Lance Ward was very professional, knowledgeable, courteous and immensely helpful while going through my loan process. He was able to secure a low interest rate for me. Highly recommend.
Donna Hansel
October 17, 2024Over the course of my military career I have owned multiple homes and worked with a different mortgage lender each time. NO ONE has ever come close to providing the... read more service Lance and Denise gave me and my family! Not only did we close in only 3 weeks, but Lance and Denise were in contact with me everyday. If I had a question I could call or text him and get a response right away. Denise responded to all my emails in only a few minutes! I got a great interest rate too! Thank you Lance and thank you Denise, you are true professionals.
Brandon Wiggins
September 6, 2024 -
Steven Stuart
September 6, 2024Over the course of my military career I have owned multiple homes and worked with a different mortgage lender each time. NO ONE has ever come close to providing the... read more service Lance and Denise gave me and my family! Not only did we close in only 3 weeks, but Lance and Denise were in contact with me everyday. If I had a question I could call or text him and get a response right away. Denise responded to all my emails in only a few minutes! I got a great interest rate too! Thank you Lance and thank you Denise, you are true professionals.
Brandon Wiggins
September 3, 2024Steven Stuart
August 13, 2024 -
Lance Ward was great to work with during our home buying process! He answered all of our questions quickly and was always available to talk. If we ever buy a... read more home again, we will definitely be working with Lance!
Rachel Lawson
August 6, 2024Lance and Denise were wonderful! They were patient during the house hunting process and answered all the questions the new home buyers had. At closing, everything was ready... read more to go and there were no hiccups! Highly recommend!
Michelle Hurdle
August 6, 2024Lance is awesome! He worked really hard at researching and presenting the various loan options for people in my situation. I've dealt with other mortgage companies in the... read more past and I can say without a doubt that Azalea City Mortgage is the absolute best!
Bob
August 6, 2024Mr Lance ward and Ms. Denise are the best of the best. I would recommend them 10 out of 10 !!! They took our impossible and made it possible!! With our... read more new dream home! When everyone else said no they said yes. They take their job very seriously. My wife and I can't thank them enough for all the help and countless hours and time put in to make our dream come true with our new dream home. In process we gained 2 new friends as well 🙌🏽 They're very professional and knowledgeable about their craft. Azalea city mortgage is the gold standard for home mortgage. Veterans this is who you want to see when you purchase your new home. Trust me you want regret it.
John McCants
August 6, 2024 -
Thankfully, I've experienced a very easy, straightforward process when buying my first home with Lance at Azalea City. He was always available to answer and explain any questions or concerns... read more I had along the way.
Melissa Limoges
August 6, 2024Lance at Azalea City was very knowledgeable, patient, and always responded promptly. He answered all of our questions and guided us through the process of buying our first home. Highly... read more recommend!
Summer Bayles
August 6, 2024Darrell Brech
August 6, 2024We worked with Lance on the purchase of our new home. We had a lot of Obstacles along the way due to the original sellers we were working with But... read more Lance was very flexible and understanding throughout all of these difficulties. He was a great help and communicated very well. Highly recommend Azalea City Mortgage and Lance.
Shanna Cranmore
August 6, 2024 -
Lance has been nothing but kind, informative, and helpful! The whole team is truly incredible. We can confidently say the home buying process would not have been possible without Azalea... read more City Mortgage. If we ever move again we will 100% be utilizing their services.
Bailey Farran
August 6, 2024Thank you so much Lance for helping us with the purchase of our new home. You can tell how dedicated you are to your job and you make your clients... read more feel like you truly care. You always responded so quick, you provided education with every step, and you stayed on top of everything, sending reminders when needed (we definitely needed the reminders). You spent so much of your time making this happen for us and we appreciate you more than you know!
Heather Lander
August 6, 2024This was the first time I bought a house and had multiple questions about the process. Lance Ward and the people at Azalea City Mortgage did a great job in... read more helping me with everything. Lance answered all the questions I had and made the process of buying a house as easy as it possibly could have gone. I also was able to get a great rate at the time of the purchase! I am very happy with the people and service Azalea City Mortgage provided.
Cole Johnson
August 6, 2024Lance and his team made our home buying process a breeze! Quick responses, patient and professional at every step. We HIGHLY recommend if you are looking for a team that... read more wants what’s best for you and your situation that you look at using Azalea City Mortgage. They even locked us into a lower rate when they dipped knowing rates would rise again which saved us ALOT of money in the long run.
You Again
August 6, 2024
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Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

