Loan Officers
Lance Ward
251-895-1809
With over 20 years of experience in the mortgage industry, Lance has built a reputation for trusted guidance, strong client relationships, and a commitment to helping families achieve homeownership goals. He began his career as a Loan Officer in 2005, quickly developing a deep understanding of the lending process and the importance of personalized service.
In 2008, he founded Azalea City Mortgage with a vision of creating a customer-focused mortgage company rooted in integrity, transparency, and local expertise. Since opening, Azalea City Mortgage has helped countless individuals and families navigate the home financing process with confidence.
Known for his approachable personality and dedication to clients, Lance continues to lead Azalea City Mortgage with a hands-on approach and a passion for serving the community.
Ginger Lynch
251-421-7227
With more than 26 years of experience in the mortgage industry, Ginger has dedicated her career to helping individuals and families achieve their homeownership goals. From guiding first-time homebuyers to assisting homeowners with refinancing, she is committed to making the lending process as smooth and stress-free as possible.
Before joining Azalea City Mortgage, she spent over six years as a Branch Manager and Loan Originator, building strong relationships throughout the Mobile area and earning a reputation for exceptional customer service and trusted advice. Today, she continues to provide personalized mortgage solutions while taking pride in treating every client like family.
Dale Albretsen
251-209-2122
Dale is a dedicated loan officer committed to helping individuals and families achieve the dream homeownership, With experience in residential lending, She specializes in guiding clients through every step of the mortgage process from pre-approval to closing.
With over 20 years of experience, she has built lasting relationships with clients & real estate professionals through honesty, and commitment to delivering outstanding results.
Whether you’re a first-time homebuyer, refinancing , or investing in real estate, she focuses on providing personalized loan solutions, clear communication, and exceptional service.
Loan Officer Assistant
Mary Coye Ward
251-442-5566
Mary Coye recently began her career in the mortgage industry as a Loan Officer Assistant at Azalea City Mortgage. In this role, she supports clients throughout the lending process while assisting with communication, organization, and day-to-day loan operations to help ensure a smooth and positive experience for borrowers.
Known for her attention to detail, professionalism, and personable approach, Mary Coye is passionate about learning the industry and building meaningful relationships with clients and colleagues alike. She is excited to grow her career in mortgage lending while contributing to the trusted reputation and customer-focused service that Azalea City Mortgage is known for.
Loan Processor
Denise Livingston
With more than 20 years of experience in the mortgage industry, Denise has built a strong reputation for efficiency, accuracy, and exceptional client support as a Mortgage Loan Processor. She has been a valued member of the Azalea City Mortgage team for over 10 years, playing an essential role in helping guide loans smoothly from application to closing.
Known for her attention to detail, industry knowledge, and dedication to customer service, Denise works closely with clients, loan officers, and underwriters to ensure an organized and seamless mortgage process. Her experience and commitment to excellence continue to make her an integral part of the trusted service Azalea City Mortgage provides to its clients and community.
